What Happens If My Uber or Lyft Driver Gets in an Accident?
If you are traveling as passenger with either Uber or Lyft and an accident occurs in which you are injured, you must act quickly to gain a proper compensation. Uber and Lyft both maintain liability insurance coverage for claims involving their drivers, but you should secure your own legal representation to make sure that your claim is honored. For those struggling with a claim, contact Neri Law Group, personal injury attorneys in Bradenton FL.
Immediately after an accident, you will want to completely document the circumstances, including:
- Call 911
- Take pictures of the scene
- Record names, phone numbers, and email addresses of any witnesses
- Record the name of the driver
- If your driver has a dashcam, get a copy of the video
Both Uber and Lyft maintain a liability insurance policy covering every ride with one of their drivers. If your driver was at fault, then you should be covered by this policy. You may also submit a claim to your own personal injury protection insurance (PIP insurance), if you have any.
If the driver is not at fault, then coverage will be sought in other ways. You may submit a claim to your own personal injury protection insurance (PIP insurance) regardless of fault. The balance of your claim, if any, would be submitted to the at-fault driver or his/her insurance company.
Of course, establishing fault of either driver in an accident can be difficult and can involve delay. Fault may enter into your claim, and an insurance carrier, either for the rideshare operator or for the passenger, may seek to fight a claim based on fault. If you are involved in an accident in an Uber or Lyft vehicle, you are advised to consult with an attorney to ensure that your rights are preserved and respected. Contact Neri Law Group, personal injury attorneys in Bradenton FL.
