Does Your Insurance Cover Uninsured Drivers in an Accident? Why That’s Important

Florida has one of the highest percentages of uninsured drivers in the country. According to the Insurance Information Institute, about 26.7 percent of all drivers in the state are uninsured. 

As per the Bradenton Florida car accident lawyers at the Neri Law Group, Florida is a no-fault insurance state. If you’re injured in an accident, your insurance company will pick up your first $10,000 of your medical bills. If your damages exceed $10,000, you may be able to make a claim pursuant to your uninsured motorist coverage. In Florida, uninsured motorist insurance is optional. It covers you for injuries that you suffered in a motor vehicle crash when the driver who caused the accident was uninsured. If you don’t have uninsured motorist insurance, you are probably restricted to your $10,000 of basic no-fault coverage, no matter how seriously you were injured. 

If you carry uninsured motorist insurance and you are injured, your own insurance company now turns into your opponent. At that point, your customer loyalty is irrelevant. Your insurer will want to save as much money as possible or even deny your claim in its entirety. You have no background in insurance law or personal injury law. That is why you will want the experienced and effective Bradenton Florida car accident lawyers from the Neri Law Group representing your interests in your uninsured motorist claim or lawsuit. Their objective is to maximize the value of your case. 

You are going to have questions. Contact us right away to arrange for a free consultation and case evaluation after you or a family member have been injured in any accident involving an uninsured motorist, even if you’re a bicyclist or pedestrian. We are going to answer your questions and advise you of your complete range of legal options.