How to File a Claim as a Passenger After a Car Wreck

By NeriAdmin | April 10, 2020
passenger filing a claim

Many people understand how to go about filing a car accident claim when they’re the driver. However, do you know what to do if you’re a passenger in a vehicle that was involved in an accident? Here is some helpful information that will ensure you can file a claim successfully.

As a passenger who was injured, you’ll likely have a much easier time filing a claim. This is simply due to the fact that you’re not liable for the accident. In cases where you’re the driver, liability can be an issue.

Two Key Factors To Proving Your Case

Before you can file a claim, you need to prove two key elements: liability and damages. First, you need to show that the accident was someone else’s fault. Second, you need to prove that you were injured as a result of the other person’s actions. Bradenton FL car accident attorneys are well versed in documenting and proving both of these elements.

Knowing What Insurance Company To File With

As a general rule of thumb, you’ll want to file your accident claim with the car insurance company that represents that at-fault driver. If you’re unsure of who this is, you can ask Neri Law Group to assist you. In cases where both drivers can be held liable for the accident, you may want to file a claim with both insurance companies. Either way, this type of claim is referred to as a third-party accident claim.

Understanding No Fault States

Depending on where your accident took place, different laws may apply. In states with no-fault insurance policies, there is a hierarchy for PIP you should discuss with your lawyer. This is known as the no-fault or personal injury protection (PIP) section of the driver’s insurance policy. If you’re not sure whether or not you’re in a no-fault state, contact Bradenton FL car accident attorneys for help.

Why Is Talking To An Attorney A Must?

If you’ve been injured as a passenger in another person’s vehicle, then you need to talk with a representative from Neri Law Group. They can assist you in filing your claim and understanding what insurance company to file it with. The legal world of insurance claims can be difficult to navigate. This is why it’s so important to hire a legal professional who can be by your side for the entire claims process.